KiwiSaver calculator

Compare the current KiwiSaver path with a proposed strategy.

Manually enter the assumed yield for the client's current product and the yield you are proposing, then show the future projected difference.

KiwiSaver yield comparison

Current product vs proposed product.

Type the assumed annual yield for each option. For adviser use, consider entering a net yield after fees and tax where appropriate, then explain the assumptions to the client.

Years to retirement30

Monthly contribution used$425

Balance plus contributions$188,000

Current product4.5% p.a. assumed yield$457,409
Illustrative balance at age 65
Proposed product6.5% p.a. assumed yield$714,839
Illustrative balance at age 65
Projected future difference$257,430higher under proposed assumptions
Illustration only. Actual KiwiSaver outcomes depend on product returns, fees, tax, contribution rates, government contribution eligibility, salary changes, market conditions and your personal situation.
Important assumptions

This calculator is an illustration, not a promise.

The result depends on the yield you type in. It does not guarantee future returns and does not automatically include tax, fees, government contribution, salary growth, contribution breaks, market volatility or changes in KiwiSaver rules unless those are reflected in your assumed yield.

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