Pay Off Faster
Paying Off Your Mortgage Faster Starts With One Sustainable Number
Before changing banks or opening a revolving credit, work out the extra repayment your household can maintain without falling back on debt.
5 min readRead article
Articles & videos
Mortgage strategy in plain English.
Clear explanations about lending, loan structure, KiwiSaver and practical ways to pay your home loan off faster.
FeaturedPaying Off Your Mortgage Faster Starts With One Sustainable NumberBefore changing banks or opening a revolving credit, work out the extra repayment your household can maintain without falling back on debt.Read article →Loan Structure
Offset vs Revolving Credit: The Difference That Matters Most
Both can reduce the balance charged interest, but they organise your money differently and require different spending discipline.
4 min readRead article
Refix
Your Fixed Rate Is Ending: What to Review Before You Refix
A refix decision is more than choosing the shortest advertised rate. Review your goals, cash flow, structure and likely changes first.
4 min readRead article
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